The Federation of Master Builders

Contract Works Insurance


Contract Works Insurance makes a great addition to all building works, regardless of its type.  

Contract Works (sometimes referred to as Contractors All Risk) covers any new works as they are being constructed on site. These can include extensions, loft conversions, new builds and more.  

This policy will pay to repair or redo the work that’s in progress if it is damaged by an insured event such as: fire, flood, storm, vandalism or theft.  

FMB Insurance’s Contract Works policy automatically includes cover for your own and hired-in plant, tools, stock and temporary buildings on site to make sure you are covered for all eventualities.   


Contract works insurance includes: 

  • Own plant and tools, temporary buildings 
  • Plant, tools and temporary buildings on hire 
  • Employee’s tools and personal effects 
  • Your stock and materials in trade

Whether you’re working on a new home and a fire destroys some of the part-finished building or you’re tiling a roof when a storm causes damage to the tiles you’ve already put down, your Contract Works could cover the cost.

Build a tailored policy with FMB Insurance


At FMB Insurance Contractors All Risk cover is flexible with the option available to take out a single contract or combine this policy with Employer’s Liability, Public Liability, and tool cover.

Make sure your future construction sites are fully covered

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