The Federation of Master Builders

FMB Insurance to the Rescue

Published date: 14 September 2020

FMB Insurance are delighted to announce the launch of a selection new in-house insurance products, all designed to complement our existing portfolio and meet the needs of those within the construction industry.

The policies aim to support both the builder and homeowner throughout the entire construction process and beyond. Tailored to your specific needs, our insurance policies are carefully selected to give you invaluable peace of mind, reassurance and confidence. We know the construction industry. As a wholly owned subsidiary of the Federation of Master Builders, we understand the complexities of building contract works. Our team offer competitive prices, discounts for FMB members and access to expert, qualified surveyors.


Professional Indemnity 

As builders, you regularly advise your clients on various aspects of the build. This policy ensures you are protected should a claim be made by a client due to a problem with work that has been done for them. Should you need to pay to correct a mistake or cover legal costs, this insurance offers cover for compensation.


Ideal for those wanting to insure more than 3 vehicles. It becomes more cost effective to insure as a fleet rather than individual cars, vans and trucks. Choose from selecting specific named drivers to allowing any driver to drive any vehicle. Cover includes fully comp, third party fire & theft or on a third-party basis only.

Business Interruption 

Should your business suffer a disaster; this particular policy will cover what is known as material damage. This covers financial losses for loss of revenue, rental income and additional staff costs which are lost as a direct response to the interruption of business.


Perfect for sole traders or companies that want individual commercial vans insured. Cover can be provided for fully comp, third party fire & theft or on a third-party basis only. Carriage of your companies own goods as well as carriage for hire and reward can be insured and the policy can include cover for tools and goods in transit as an added requirement.

Commercial (SME) and Residential Property 

This policy includes cover for loss and damage to both buildings and contents, including; damage to stock, shortfall in income, loss of rent and fixtures and fittings. Portfolios can include commercial, residential, unoccupied buildings or a mix of the latter. 

Unoccupied Buildings Insurance

If your site is left vacant during renovations or whilst you're waiting to sell the property for example, this policy can protect the building in the instance of theft, fire, floor, water leaks, malicious damage and even subsidence and civil commotion. 

Don’t forget we also offer the following: Public & Employer’s Liability Insurance, Contract Works Insurance, New Homes Structural Warranties and other home improvement warranties. If there’s something you have in mind that isn’t mentioned, then please get in touch, as we may be able to help.

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