The Federation of Master Builders

The Construction Insurance Specialists

Published date: 30 September 2021

At FMB Insurance, our aim is to provide an insurance service that complements not only the builder, but the homeowner too. We’re constantly striving to help builders and homeowners make the right choices for their building projects. Our team knows Insurance AND Construction. We provide the best, for the best.

Our members have always been and continue to be, at the heart of what we do. Since 1980, we have built our reputation on providing our customers with quality insurance that fulfils their business needs. As a wholly-owned subsidiary of the Federation of Master Builders (FMB), our knowledge of the industry is second to none. 

Whether you’re a builder or homeowner, there are many benefits to choosing FMB Insurance for your construction insurance needs. We provide:

  1. Invaluable peace of mind and reassurance- through our comprehensive and specialist construction insurances to support your business needs.
  2. A wide choice of insurance policy types - to suit your individual requirements. We have all you need in one place.
  3. Access to expert and qualified surveyors- with over 100 years’ collective experience, giving you the technical expertise and the excellent standard of care, you deserve.
  4. Competitive prices that won’t break the bank – FMB Insurance provides you with the cover you need, at a price you can afford.
  5. Efficient and robust help if things go wrong – we have a free conciliation service and an efficient and robust claims handling procedure.
  6. We only work with market-leading insurers  - we take pride in giving our clients peace of mind, by providing insurance policies that are underwritten by well-respected insurance companies. 
  7. A convenient service – we’ll give you a free quote, then if you’re happy to go ahead with it, we'll immediately send your paperwork over electronically. Simple! 
  8. Dedicated customer service representative – our team are construction specialists who are easy to deal with and can answer all your construction insurance enquiries. You will have access to your own dedicated representative, making it easier than ever to get in touch.
  9. As a wholly-owned subsidiary of the Federation of Master Builders (FMB), FMB Insurance is approved by the largest trade association in the UK building industry.
  10. Profit generated by FMB Insurance is reinvested - to support the FMB with continued lobbying and provide support for SME construction companies.

You do not have to be an FMB member to insure with us. We provide a service that’s personalised, flexible, easy, competitive and credible.


Don’t just take our word for it though. Here’s what some of customers say:

“Helpful advice provided. Good to speak to someone who understands and explains the specific requirements of Construction Insurance…”

Southsmoke Projects Ltd

“Not sure why I did not take out my company insurance with the FMB 30 plus years ago! I have for the last 2 years, and I just know that I am properly covered in all areas of my business”.

Charles Henderson Construction


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